信用卡英語(yǔ)作文

　　你使用信用卡嗎?信用卡對(duì)我們來(lái)說(shuō)是非常熟悉的東西。下面是關(guān)于信用卡英語(yǔ)作文，歡迎欣賞!更多精彩內(nèi)容盡在作文頻道。

　　篇一：學(xué)生使用信用卡 Credit Cards on Campus

　　Nowadays, credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students’ need. People hold different views towards students’ owning credit cards. As far as I am concerned, it is necessary for students to keep credit cards.

　　如今，信用卡在校園中已經(jīng)越來(lái)越流行了，因?yàn)殂y行越來(lái)越關(guān)注學(xué)生并制定各種政策來(lái)滿足學(xué)生的需求。對(duì)于學(xué)生擁有信用卡人們有不同的看法。我覺(jué)得是有必要的。

　　There are reasons accounting for my view. For one thing, it is convenient for students to deal with various financial matters. Students can use their credit cards to pay their tuition fees and other fares and that is safer than pocket a large sum of money go everywhere. For another, using credit cards is a good way to teach students to improve their ability in managing their money and form good habit in spending money. For instance, students who receive their pocket money at the beginning of the month have to make a plan to spend their money before they consume with the credit cards, so that they will not suffer from lacking of money at the end of the month. In addition, the overdrawing function of the credit cards provides a chance for those students who cannot afford their tuition fees to continue to receive their education.

　　我認(rèn)為以下原因能支持我的觀點(diǎn)。一方面，它便于學(xué)生處理各種財(cái)務(wù)問(wèn)題。學(xué)生可以使用他們的信用卡來(lái)支付他們的學(xué)費(fèi)和其他費(fèi)用，這比裝著一口袋的錢到處走要安全得多。另一方面，使用信用卡可以提高學(xué)生管理金錢的能力，并養(yǎng)成良好的花錢習(xí)慣。例如，在月初時(shí)學(xué)生得到的零花錢必須要在使用信用卡的之前制定計(jì)劃，這樣他們就不會(huì)在月底資金短缺。此外，信用卡的透支功能為那些無(wú)法交付學(xué)費(fèi)的學(xué)生提供繼續(xù)接受教育的機(jī)會(huì)。

　　Although some students overdraw their money from their credit cards to buy luxurious and unnecessary things that will increase their family financial burden, I consider that the advantages far outweigh its disadvantages.

　　雖然一些學(xué)生透支信用卡來(lái)購(gòu)買會(huì)增加家庭經(jīng)濟(jì)負(fù)擔(dān)的奢侈品和不必要的東西，但是我認(rèn)為它的優(yōu)點(diǎn)遠(yuǎn)遠(yuǎn)大于它的缺點(diǎn)。

　　Thus, I consider that it is necessary for students to use credit cards. Besides, they also should be taught to use it properly and form a correct notion of consume.

　　因此，我認(rèn)為學(xué)生使用信用卡是有必要的。此外，他們還應(yīng)該得到教導(dǎo)如何正確使用信用卡，形成正確的消費(fèi)觀念。

　　篇二：關(guān)于信用卡優(yōu)缺點(diǎn)The Advantages and Disadvantages of Credit Card

　　Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

　　個(gè)人信用卡在中國(guó)變得越來(lái)越普遍。銀行和其他金融機(jī)構(gòu)都鼓勵(lì)他們的客戶改變買東西的方式。信用卡，稱為“塑料錢”，正在提供非常良好的條件來(lái)鼓勵(lì)改變。消費(fèi)者將能夠享受“先購(gòu)買，后付款”，很多人認(rèn)為這是一個(gè)優(yōu)勢(shì)。

　　But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　但人們要小心。信用卡伴隨危險(xiǎn)。有些人發(fā)現(xiàn)很容易超過(guò)自己的預(yù)算。他們?cè)噲D購(gòu)買他們并不真正需要的商品，并迅速由于債務(wù)負(fù)擔(dān)過(guò)重。信用卡往往收取較高的利率，這加劇了這些問(wèn)題。

　　However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

　　但是，理性的使用信用卡可以提高人們的生活質(zhì)量。他們可以得到錢來(lái)付突然的，意料之外的費(fèi)用。處理得當(dāng)，它們可以讓人們控制他們每月的支出和記錄下他們的每個(gè)月所花的錢的報(bào)表。

　　點(diǎn)評(píng)：這是一篇議論文， 關(guān)于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好處，比如說(shuō)應(yīng)急等;第二部分，信用卡的一些弊端，比如說(shuō)鼓勵(lì)一些無(wú)用的消費(fèi);第三部分：你自己的觀點(diǎn)，理性使用。

　　篇三：My View on Credit Card Consumption

　　Nowadays, credit card consumption has been a common phenomenon in our lives. However, different people hold different views in it and heated debates are right on their way.

　　Some are in favor of the credit card consumption. They point out the fact that credit card provides a convenient and safe way for our consumptions. They consider that using credit card to pay is more convenient and clean than pay by cash, which is as easy to lose and unclean. In addition, they argue that credit card can help a lot when we are meeting serious financial trouble. For example, when we get involved in trouble and need lots of money to solve it, the overdraw function of credit card would be a good helper.

　　However, there are many people standing on the other ground. They figure out that credit card consumption has brought some serious problems in many aspects. Many people spend their money recklessly by using credit card. And what’s worse, those who can not control the desire to consume and never make a plan to spend their money will overdraw the money immoderately and that will cause more and more family involve in financial crisis.

　　In my opinion, the both sides have some important points. Therefore, as rational consumers, we should use credit card properly. On the one hand, we can utilize its advantages for the convenience of our payment. On the other hand, we should keep a rational mind when using it, in case we will suffer from it.

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